VCIT vs EUSB

AVCIT

BEUSB

Measures won4–2VCIT wins · of 6 · 3Y

$10,000 · 3Y$12,129VCIT · IUSB $11,705

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%EUSB · worst fall in 1Y

Held in common[…]VCIT and EUSB

VCIT

EUSB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BiShares ESG Advanced Universal USD Bond ETF · $711M

+6.6%3 years · per year$12,129 · $11,643+5.2%

+1.0%5 years · per year$10,510 · $10,100+0.2%

0.03%Expense ratio$3 · $12 on $10k · lower wins0.12%

5.02%12-mo yield$502 · $407 on $10k4.07%

−4.9%Worst dropSmaller wins−4.3%

4.5%VolatilityLower wins3.7%

4–2VCIT wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsVCIT · EUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BEUSB	iShares ESG Advanced Universal USD Bond ETFRead Desk	0.12%	4.07%	0.0%	−0.2%	+0.2%	+5.2%	+0.2%	−4.3%	$711M
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BEUSB	iShares ESG Advanced Universal USD Bond ETFRead Desk	0.12%	4.07%	0.0%	−0.2%	+0.2%	+5.2%	+0.2%	−4.3%	$711M
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs EUSB

VCIT

Vanguard Intermediate-Term Corporate Bond

$12,129

EUSB

iShares ESG Advanced Universal USD Bond

$11,643

MeasureVCITEUSB

Fee0.03%0.12%

Cost on $10k a year$3$12

Yield5.02%4.07%

5 years, per year+1.0%+0.2%

3 years, per year+6.6%+5.2%

Worst drop · 1Y−4.9%−4.3%

Volatility · 1Y4.5%3.7%

4–2measures won
VCIT first

Nov 9, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IUSB, EUSB, VCIT, BND

Today

[…]holdings […]

IUSBEUSBVCITBND

IUSB—[…][…][…]

EUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

EUSB$407 − $12 = $395

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee