vsiShares Core Universal USD Bond ETF · $48.9BSchwab Government Money Market ETF · $1.1B Returns · dividends in
+4.5%3 years · per year$11,426 · […][…]
−0.1%5 years · per year$9,928 · […][…]
Cost and income
0.06%Expense ratio$6 · $28 on $10k · lower wins0.28%
4.40%12-mo yield$440 · $337 on $10k3.37%
Risk · 1 year
−4.3%Worst dropSmaller wins
End-of-day Nov 13, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two