VCIT vs JMUB

AVCIT

BJMUB

Measures won4–2VCIT wins · of 6 · 3Y

$10,000 · 3Y$12,368VCIT · BND $11,761

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]VCIT and JMUB

VCIT

JMUB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BJPMorgan Municipal ETF · $9.1B

+7.3%3 years · per year$12,368 · $11,552+4.9%

+1.0%5 years · per year$10,508 · $10,620+1.2%

0.03%Expense ratio$3 · $18 on $10k · lower wins0.18%

5.02%12-mo yield$502 · $379 on $10k3.79%

−4.9%Worst dropSmaller wins−5.9%

4.5%VolatilityLower wins3.5%

4–2VCIT wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsVCIT · JMUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.4%	+0.8%	+1.1%	+4.9%	+1.2%	−5.9%	$9.1B
4	SHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
3	BJMUB	JPMorgan Municipal ETFRead Desk	0.18%	3.79%	+0.4%	+0.8%	+1.1%	+4.9%	+1.2%	−5.9%	$9.1B
4	SHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.2%	+1.3%	+2.1%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs JMUB

VCIT

Vanguard Intermediate-Term Corporate Bond

$12,368

JMUB

JPMorgan Municipal

$11,552

MeasureVCITJMUB

Fee0.03%0.18%

Cost on $10k a year$3$18

Yield5.02%3.79%

5 years, per year+1.0%+1.2%

3 years, per year+7.3%+4.9%

Worst drop · 1Y−4.9%−5.9%

Volatility · 1Y4.5%3.5%

4–2measures won
VCIT first

Nov 5, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: JMUB, SHM, VCIT, BND

Today

[…]holdings […]

JMUBSHMVCITBND

JMUB—[…][…][…]

SHM[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

JMUB$379 − $18 = $361

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee