VUSB vs PULS

AVUSB

BPULS

Measures won1–5PULS wins · of 6 · 3Y

$10,000 · 3Y$11,666PULS · VUSB $11,635

Lowest cost0.03%BND · $3 on $10k

Most income4.35%PULS · $435 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]VUSB and PULS

VUSB

PULS

Vanguard Ultra-Short Bond ETF · $9.9BPGIM Ultra Short Bond ETF · $19.8B

+5.2%3 years · per year$11,635 · $11,666+5.3%

+3.8%5 years · per year$12,028 · $12,424+4.4%

0.10%Expense ratio$10 · $15 on $10k · lower wins0.15%

4.27%12-mo yield$427 · $435 on $10k4.35%

−0.4%Worst dropSmaller wins−0.1%

0.7%VolatilityLower wins0.4%

1–5PULS wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsVUSB · PULS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.35%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	BPULS	PGIM Ultra Short Bond ETFRead Desk	0.15%	4.35%	0.0%	+3.4%	+4.1%	+5.3%	+4.4%	−0.1%	$19.8B
2	AVUSB	Vanguard Ultra-Short Bond ETFRead Desk	0.10%	4.27%	0.0%	+3.0%	+3.7%	+5.2%	+3.8%	−0.4%	$9.9B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VUSB vs PULS

VUSB

Vanguard Ultra-Short Bond

$11,635

PULS

PGIM Ultra Short Bond

$11,666

MeasureVUSBPULS

Fee0.10%0.15%

Cost on $10k a year$10$15

Yield4.27%4.35%

5 years, per year+3.8%+4.4%

3 years, per year+5.2%+5.3%

Worst drop · 1Y−0.4%−0.1%

Volatility · 1Y0.7%0.4%

5–1measures won
PULS first

Nov 9, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: PULS, VUSB, SGOV, BND

Today

[…]holdings […]

PULSVUSBSGOVBND

PULS—[…][…][…]

VUSB[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$420most kept, PULS

PULS$435 − $15 = $420

VUSB$427 − $10 = $417

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee