PSDM vs IUSB

APSDM

BIUSB

Measures won3–1PSDM wins · of 6 · 3Y

$10,000 · 3Y$12,129VCIT · PSDM $11,712

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.2%PSDM · worst fall in 1Y

Held in common[…]PSDM and IUSB

PSDM

IUSB

PGIM Short Duration Multi-Secto · $278MiShares Core Universal USD Bond ETF · $50.5B

+5.4%3 years · per year$11,712 · $11,705+5.4%

[…]5 years · per year[…] · $10,151+0.3%

0.40%Expense ratio$40 · $6 on $10k · lower wins0.06%

4.45%12-mo yield$445 · $433 on $10k4.33%

−1.2%Worst dropSmaller wins−4.3%

1.7%VolatilityLower wins3.9%

3–1PSDM wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsPSDM · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.2%	+5.4%	new	−1.2%	$278M
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	APSDM	PGIM Short Duration Multi-SectoRead Desk	0.40%	4.45%	0.0%	+1.5%	+2.2%	+5.4%	new	−1.2%	$278M
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

PSDM vs IUSB

PSDM

PGIM Short Duration Multi-Secto

$11,712

IUSB

iShares Core Universal USD Bond

$11,705

MeasurePSDMIUSB

Fee0.40%0.06%

Cost on $10k a year$40$6

Yield4.45%4.33%

5 years, per year[…]+0.3%

3 years, per year+5.4%+5.4%

Worst drop · 1Y−1.2%−4.3%

Volatility · 1Y1.7%3.9%

3–1measures won
PSDM first

Nov 9, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VCIT, PSDM, IUSB, BND

Today

[…]holdings […]

VCITPSDMIUSBBND

VCIT—[…][…][…]

PSDM[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

PSDM$445 − $40 = $405

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee