IUSB vs SCHR

AIUSB

BSCHR

Measures won4–2IUSB wins · of 6 · 3Y

$10,000 · 3Y$12,210VCIT · IUSB $11,774

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]IUSB and SCHR

IUSB

SCHR

iShares Core Universal USD Bond ETF · $50.4BSchwab Intermediate-Term U.S. Treasury ETF · $13.8B

+5.6%3 years · per year$11,774 · $11,385+4.4%

+0.3%5 years · per year$10,138 · $10,117+0.2%

0.06%Expense ratio$6 · $3 on $10k · lower wins0.03%

4.34%12-mo yield$434 · $402 on $10k4.02%

−4.3%Worst dropSmaller wins−4.5%

3.9%VolatilityLower wins3.6%

4–2IUSB wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsIUSB · SCHR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BSCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.4%	+0.4%	+4.4%	+0.2%	−4.5%	$13.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SCHR

IUSB

iShares Core Universal USD Bond

$11,774

SCHR

Schwab Intermediate-Term U.S. Treasury

$11,386

MeasureIUSBSCHR

Fee0.06%0.03%

Cost on $10k a year$6$3

Yield4.34%4.02%

5 years, per year+0.3%+0.2%

3 years, per year+5.6%+4.4%

Worst drop · 1Y−4.3%−4.5%

Volatility · 1Y3.9%3.6%

4–2measures won
IUSB first

Nov 6, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VCIT, SCHR, IUSB, BND

Today

[…]holdings […]

VCITSCHRIUSBBND

VCIT—[…][…][…]

SCHR[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

BND$412 − $3 = $409

SCHR$402 − $3 = $399

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee