SHM vs VCIT

ASHM

BVCIT

Measures won3–3level · of 6 · 3Y

$10,000 · 3Y$12,210VCIT · BND $11,637

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]SHM and VCIT

SHM

VCIT

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+3.4%3 years · per year$11,042 · $12,210+6.9%

+1.1%5 years · per year$10,564 · $10,493+1.0%

0.20%Expense ratio$20 · $3 on $10k · lower wins0.03%

2.70%12-mo yield$270 · $502 on $10k5.02%

−2.7%Worst dropSmaller wins−4.9%

1.8%VolatilityLower wins4.5%

3–3Level

$10,000 · 3 yearsAll three, one scale

Shared top holdingsSHM · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

3Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

3Y3 funds

#
1	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
3	ASHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SHM vs VCIT

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$11,042

VCIT

Vanguard Intermediate-Term Corporate Bond

$12,210

MeasureSHMVCIT

Fee0.20%0.03%

Cost on $10k a year$20$3

Yield2.70%5.02%

5 years, per year+1.1%+1.0%

3 years, per year+3.4%+6.9%

Worst drop · 1Y−2.7%−4.9%

Volatility · 1Y1.8%4.5%

3–3measures won
level

Nov 6, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: VCIT, SHM, BND

Today

[…]holdings […]

VCITSHMBND

VCIT—[…][…]

SHM[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee