IUSB vs SKOR

AIUSB

BSKOR

Measures won1–5SKOR wins · of 6 · 3Y

$10,000 · 3Y$12,129VCIT · SKOR $11,939

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.9%SKOR · worst fall in 1Y

Held in common[…]IUSB and SKOR

IUSB

SKOR

iShares Core Universal USD Bond ETF · $50.5BNorthern Trust Credit-Scored US Corporate Bond ETF · $1.1B

+5.4%3 years · per year$11,705 · $11,939+6.1%

+0.3%5 years · per year$10,151 · $10,940+1.8%

0.06%Expense ratio$6 · $16 on $10k · lower wins0.16%

4.33%12-mo yield$433 · $477 on $10k4.77%

−4.3%Worst dropSmaller wins−2.9%

3.9%VolatilityLower wins3.0%

1–5SKOR wins

$10,000 · 3 yearsAll four, one scale

Shared top holdingsIUSB · SKOR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 3 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BSKOR	Northern Trust Credit-Scored US Corporate Bond ETFRead Desk	0.16%	4.77%	0.0%	+0.2%	+1.1%	+6.1%	+1.8%	−2.9%	$1.1B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

3Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BSKOR	Northern Trust Credit-Scored US Corporate Bond ETFRead Desk	0.16%	4.77%	0.0%	+0.2%	+1.1%	+6.1%	+1.8%	−2.9%	$1.1B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SKOR

IUSB

iShares Core Universal USD Bond

$11,705

SKOR

Northern Trust Credit-Scored US Corporate Bond

$11,939

MeasureIUSBSKOR

Fee0.06%0.16%

Cost on $10k a year$6$16

Yield4.33%4.77%

5 years, per year+0.3%+1.8%

3 years, per year+5.4%+6.1%

Worst drop · 1Y−4.3%−2.9%

Volatility · 1Y3.9%3.0%

5–1measures won
SKOR first

Nov 9, 2026 · $10,000 three years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: VCIT, SKOR, IUSB, BND

Today

[…]holdings […]

VCITSKORIUSBBND

VCIT—[…][…][…]

SKOR[…]—[…][…]

IUSB[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SKOR$477 − $16 = $461

IUSB$433 − $6 = $427

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee