HAPI vs SCHB

AHAPI

BSCHB

Measures won3–3level · of 6 · YTD

$10,000 · YTD$10,876SCHB · HAPI $10,802

Lowest cost0.03%SCHB · $3 on $10k

Most income1.09%SCHB · $109 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common46.9%HAPI and SCHB

YTD

HAPI

SCHB

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484MSchwab U.S. Broad Market ETF · $43.2B

+8.0%Year to dateJan 1 → Nov 6+8.8%

+9.9%1 yearTotal return+9.7%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.80%12-mo yield$80 · $109 on $10k1.09%

−8.1%Worst dropSmaller wins−8.9%

12.7%VolatilityLower wins13.8%

3–3Level

$10,000 · since Jan 1One scale

Shared top holdingsHAPI · SCHB

6.2%AAPL7.1%

6.2%MSFT5.6%

4.6%NVDA6.2%

6.0%AMZN3.6%

Held in common46.9%

End-of-day Nov 6, 2026 · $10,000 since Jan 1, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

YTD2 funds

#			Trend
1	BSCHB	Schwab U.S. Broad Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.8%	+9.7%	+21.6%	+10.4%	−8.9%	$43.2B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

YTD2 funds

#			Trend
1	BSCHB	Schwab U.S. Broad Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.8%	+9.7%	+21.6%	+10.4%	−8.9%	$43.2B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs SCHB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

$10,995

SCHB

Schwab U.S. Broad Market

$10,969

MeasureHAPISCHB

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.80%1.09%

5 years, per year[…]+10.4%

3 years, per year+21.7%+21.6%

Worst drop · 1Y−8.1%−8.9%

Volatility · 1Y12.7%13.8%

3–2measures won
HAPI first

46.9%

holdings shared

Nov 6, 2026 · $10,000 one year ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: HAPI, SCHB

Today

46.9%most shared, HAPI and SCHB

HAPISCHB

HAPI—46.9%

SCHB46.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, SCHB

SCHB$109 − $3 = $106

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee