HAPI vs SCHD

AHAPI

BSCHD

Measures won0–6SCHD wins · of 6 · YTD

$10,000 · YTD$13,138SCHD · HAPI $10,802

Lowest cost0.06%SCHD · $6 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common9.7%HAPI and SCHD

YTD

HAPI

SCHD

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484MSchwab U.S. Dividend Equity ETF · $120B

+8.0%Year to dateJan 1 → Nov 6+31.4%

+9.9%1 yearTotal return+37.0%

0.35%Expense ratio$35 · $6 on $10k · lower wins0.06%

0.80%12-mo yield$80 · $300 on $10k3.00%

−8.1%Worst dropSmaller wins−6.9%

12.7%VolatilityLower wins11.7%

0–6SCHD wins

$10,000 · since Jan 1One scale

Shared top holdingsHAPI · SCHD

2.2%CVX4.0%

1.6%PG4.5%

1.0%ADP2.9%

1.0%VZ3.6%

Held in common9.7%

End-of-day Nov 6, 2026 · $10,000 since Jan 1, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

YTD2 funds

#			Trend
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

YTD2 funds

#			Trend
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.80%	−0.2%	+8.0%	+9.9%	+21.7%	new	−8.1%	$484M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs SCHD

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

$10,995

SCHD

Schwab U.S. Dividend Equity

$13,701

MeasureHAPISCHD

Fee0.35%0.06%

Cost on $10k a year$35$6

Yield0.80%3.00%

5 years, per year[…]+10.2%

3 years, per year+21.7%+20.0%

Worst drop · 1Y−8.1%−6.9%

Volatility · 1Y12.7%11.7%

4–1measures won
SCHD first

9.7%

holdings shared

Nov 6, 2026 · $10,000 one year ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: HAPI, SCHD

Today

9.7%most shared, HAPI and SCHD

HAPISCHD

HAPI—9.7%

SCHD9.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee