HAPI vs VUG

AHAPI

BVUG

Measures won5–1HAPI wins · of 6 · YTD

$10,000 · YTD$11,060HAPI · VUG $10,419

Lowest cost0.03%VUG · $3 on $10k

Most income0.78%HAPI · $78 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common43.8%HAPI and VUG

YTD

HAPI

VUG

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MVanguard Morningstar Growth ETF · $233B

+10.6%Year to dateJan 1 → Nov 9+4.2%

+13.6%1 yearTotal return+4.7%

0.35%Expense ratio$35 · $3 on $10k · lower wins0.03%

0.78%12-mo yield$78 · $41 on $10k0.41%

−8.1%Worst dropSmaller wins−15.1%

12.9%VolatilityLower wins19.1%

5–1HAPI wins

$10,000 · since Jan 1One scale

Shared top holdingsHAPI · VUG

6.2%AAPL12.5%

6.1%MSFT9.7%

4.7%NVDA13.5%

4.3%GOOGL5.2%

Held in common43.8%

End-of-day Nov 9, 2026 · $10,000 since Jan 1, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

YTD2 funds

#			Trend
1	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M
2	BVUG	Vanguard Morningstar Growth ETFRead Desk		0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

YTD2 funds

#			Trend
1	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk		0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M
2	BVUG	Vanguard Morningstar Growth ETFRead Desk		0.03%	0.41%	+2.8%	+4.2%	+4.7%	+22.9%	+10.6%	−15.1%	$232.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs VUG

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

$11,365

VUG

Vanguard Morningstar Growth

$10,474

MeasureHAPIVUG

Fee0.35%0.03%

Cost on $10k a year$35$3

Yield0.78%0.41%

5 years, per year[…]+10.6%

3 years, per year+21.9%+22.9%

Worst drop · 1Y−8.1%−15.1%

Volatility · 1Y12.9%19.1%

3–2measures won
HAPI first

43.8%

holdings shared

Nov 9, 2026 · $10,000 one year ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: HAPI, VUG

Today

43.8%most shared, HAPI and VUG

HAPIVUG

HAPI—43.8%

VUG43.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$43most kept, HAPI

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee