vsVanguard S&P 500 ETF · $1.00THarbor Human Capital Factor US Large Cap ETF (HAPI) · $495M Returns · dividends in
+11.5%Year to dateJan 1 → Nov 13+10.5%
+11.6%1 yearTotal return+10.9%
Cost and income
0.03%Expense ratio$3 · $35 on $10k · lower wins0.35%
1.07%12-mo yield$107 · $78 on $10k0.78%
End-of-day Nov 13, 2026 · $10,000 since Jan 1, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two