ACIO vs VTI

AACIO

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · VTI $16,375

Lowest cost0.03%VTI · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−6.6%ACIO · worst fall in 1Y

Held in common65.6%ACIO and VTI

ACIO

VTI

Aptus Collared Income Opportunity ETF · $2.3BVanguard Morningstar Total Stock Market ETF · $689B

+15.0%3 years · per year$15,213 · $18,004+21.7%

+8.4%5 years · per year$14,959 · $16,375+10.4%

0.79%Expense ratio$79 · $3 on $10k · lower wins0.03%

0.40%12-mo yield$40 · $109 on $10k1.09%

−6.6%Worst dropSmaller wins−8.9%

9.9%VolatilityLower wins13.7%

2–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsACIO · VTI

6.8%NVDA7.1%

7.8%AAPL6.6%

6.2%MSFT5.2%

4.0%AMZN3.3%

Held in common65.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AACIO	Aptus Collared Income Opportunity ETFRead Desk	0.79%	0.40%	+0.1%	+4.7%	+4.4%	+15.0%	+8.4%	−6.6%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AACIO	Aptus Collared Income Opportunity ETFRead Desk	0.79%	0.40%	+0.1%	+4.7%	+4.4%	+15.0%	+8.4%	−6.6%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ACIO vs VTI

ACIO

Aptus Collared Income Opportunity

$14,959

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureACIOVTI

Fee0.79%0.03%

Cost on $10k a year$79$3

Yield0.40%1.09%

5 years, per year+8.4%+10.4%

3 years, per year+15.0%+21.7%

Worst drop · 1Y−6.6%−8.9%

Volatility · 1Y9.9%13.7%

4–2measures won
VTI first

65.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: ACIO, VTI, IVV

Today

85.5%most shared, VTI and IVV

ACIOVTIIVV

ACIO—65.6%74.2%

VTI65.6%—85.5%

IVV74.2%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VTI$109 − $3 = $106

ACIO$40 − $79 = −$39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee