ACWI vs NZAC

AACWI

BNZAC

Measures won4–2ACWI wins · of 6 · 5Y

$10,000 · 5Y$16,115ACWI · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income2.44%VEA · $244 on $10k

Smallest drop−9.7%ACWI · worst fall in 1Y

Held in common57.2%ACWI and NZAC

ACWI

NZAC

iShares MSCI ACWI ETF · $32.3BState Street SPDR MSCI ACWI Climate Paris Aligned ETF · $188M

+21.0%3 years · per year$17,717 · $17,056+19.5%

+10.0%5 years · per year$16,115 · $15,122+8.6%

0.32%Expense ratio$32 · $12 on $10k · lower wins0.12%

1.44%12-mo yield$144 · $206 on $10k2.06%

−9.7%Worst dropSmaller wins−10.1%

14.8%VolatilityLower wins15.2%

4–2ACWI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsACWI · NZAC

5.1%AAPL5.7%

4.4%NVDA5.5%

3.8%MSFT4.3%

2.5%AMZN2.6%

Held in common57.2%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AACWI	iShares MSCI ACWI ETFRead Desk	0.32%	1.44%	+2.6%	+11.2%	+13.9%	+21.0%	+10.0%	−9.7%	$32.3B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BNZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk	0.12%	2.06%	+2.6%	+7.7%	+9.7%	+19.5%	+8.6%	−10.1%	$188M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AACWI	iShares MSCI ACWI ETFRead Desk	0.32%	1.44%	+2.6%	+11.2%	+13.9%	+21.0%	+10.0%	−9.7%	$32.3B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BNZAC	State Street SPDR MSCI ACWI Climate Paris Aligned ETFRead Desk	0.12%	2.06%	+2.6%	+7.7%	+9.7%	+19.5%	+8.6%	−10.1%	$188M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ACWI vs NZAC

ACWI

iShares MSCI ACWI

$16,115

NZAC

SPDR MSCI ACWI Climate Paris Aligned

$15,122

MeasureACWINZAC

Fee0.32%0.12%

Cost on $10k a year$32$12

Yield1.44%2.06%

5 years, per year+10.0%+8.6%

3 years, per year+21.0%+19.5%

Worst drop · 1Y−9.7%−10.1%

Volatility · 1Y14.8%15.2%

4–2measures won
ACWI first

57.2%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: ACWI, NZAC, VEA

Today

57.2%most shared, ACWI and NZAC

ACWINZACVEA

ACWI—57.2%25.6%

NZAC57.2%—15.6%

VEA25.6%15.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

NZAC$206 − $12 = $194

ACWI$144 − $32 = $112

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee