AFDM vs FNDF

AAFDM

BFNDF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · IEFA $14,591

Lowest cost0.05%VXUS · $5 on $10k

Most income3.55%AFDM · $355 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common22.9%AFDM and FNDF

AFDM

FNDF

First Trust Active Factor International ETF · $151MSchwab Fundamental International Large Company Index ETF · $25.2B

+20.7%3 years · per year$17,568 · $18,863+23.6%

+7.8%5 years · per year$14,561 · $18,637+13.3%

0.80%Expense ratio$80 · $25 on $10k · lower wins0.25%

3.55%12-mo yield$355 · $310 on $10k3.10%

−10.2%Worst dropSmaller wins−10.6%

15.3%VolatilityLower wins16.6%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · FNDF

1.2%SHEL.L2.9%

0.9%TTE.PA1.8%

0.8%BHP.AX1.1%

1.3%NOVN.SW0.7%

Held in common22.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.55%	−1.1%	+10.9%	+16.9%	+20.7%	+7.8%	−10.2%	$151M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.55%	−1.1%	+10.9%	+16.9%	+20.7%	+7.8%	−10.2%	$151M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs FNDF

AFDM

First Trust Active Factor International

$14,561

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureAFDMFNDF

Fee0.80%0.25%

Cost on $10k a year$80$25

Yield3.55%3.10%

5 years, per year+7.8%+13.3%

3 years, per year+20.7%+23.6%

Worst drop · 1Y−10.2%−10.6%

Volatility · 1Y15.3%16.6%

3–3measures won
level

22.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: AFDM, FNDF, IEFA, VXUS

Today

58.2%most shared, FNDF and IEFA

AFDMFNDFIEFAVXUS

AFDM—22.9%23.0%14.6%

FNDF22.9%—58.2%47.3%

IEFA23.0%58.2%—50.0%

VXUS14.6%47.3%50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FNDF$310 − $25 = $285

AFDM$355 − $80 = $275

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee