AFDM vs IEFA

AAFDM

BIEFA

Measures won4–1AFDM wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · IEFA $14,591

Lowest cost0.03%VEA · $3 on $10k

Most income3.55%AFDM · $355 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common23.0%AFDM and IEFA

AFDM

IEFA

First Trust Active Factor International ETF · $151MiShares Core MSCI EAFE ETF · $189B

+20.7%3 years · per year$17,568 · $16,646+18.5%

+7.8%5 years · per year$14,561 · $14,591+7.8%

0.80%Expense ratio$80 · $7 on $10k · lower wins0.07%

3.55%12-mo yield$355 · $347 on $10k3.47%

−10.2%Worst dropSmaller wins−11.5%

15.3%VolatilityLower wins16.2%

4–1AFDM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAFDM · IEFA

1.7%ASML.AS2.2%

1.3%NOVN.SW1.2%

1.2%SHEL.L1.2%

0.8%BHP.AX0.8%

Held in common23.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.55%	−1.1%	+10.9%	+16.9%	+20.7%	+7.8%	−10.2%	$151M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.55%	−1.1%	+10.9%	+16.9%	+20.7%	+7.8%	−10.2%	$151M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs IEFA

AFDM

First Trust Active Factor International

$14,561

IEFA

iShares Core MSCI EAFE

$14,591

MeasureAFDMIEFA

Fee0.80%0.07%

Cost on $10k a year$80$7

Yield3.55%3.47%

5 years, per year+7.8%+7.8%

3 years, per year+20.7%+18.5%

Worst drop · 1Y−10.2%−11.5%

Volatility · 1Y15.3%16.2%

4–1measures won
AFDM first

23.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: AFDM, IEFA, VEA

Today

71.3%most shared, IEFA and VEA

AFDMIEFAVEA

AFDM—23.0%19.2%

IEFA23.0%—71.3%

VEA19.2%71.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

AFDM$355 − $80 = $275

VEA$251 − $3 = $248

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee