AFDM vs IEMG

AAFDM

BIEMG

Measures won5–1AFDM wins · of 6 · 5Y

$10,000 · 5Y$15,117EFA · AFDM $14,875

Lowest cost0.05%VXUS · $5 on $10k

Most income3.47%AFDM · $347 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common0.0%AFDM and IEMG

AFDM

IEMG

First Trust Active Factor International ETF · $145MiShares Core MSCI Emerging Markets ETF · $142B

+21.3%3 years · per year$17,863 · $17,172+19.8%

+8.3%5 years · per year$14,875 · $13,648+6.4%

0.80%Expense ratio$80 · $9 on $10k · lower wins0.09%

3.47%12-mo yield$347 · $242 on $10k2.42%

−10.2%Worst dropSmaller wins−17.8%

15.5%VolatilityLower wins25.7%

5–1AFDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · IEMG

0.4%HTO.AT0.0%

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
2	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.47%	+2.4%	+13.5%	+19.2%	+21.3%	+8.3%	−10.2%	$145M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$75.5B
2	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.47%	+2.4%	+13.5%	+19.2%	+21.3%	+8.3%	−10.2%	$145M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$142.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs IEMG

AFDM

First Trust Active Factor International

$14,875

IEMG

iShares Core MSCI Emerging Markets

$13,648

MeasureAFDMIEMG

Fee0.80%0.09%

Cost on $10k a year$80$9

Yield3.47%2.42%

5 years, per year+8.3%+6.4%

3 years, per year+21.3%+19.8%

Worst drop · 1Y−10.2%−17.8%

Volatility · 1Y15.5%25.7%

5–1measures won
AFDM first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$142B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: AFDM, IEMG, VXUS, EFA

Today

45.7%most shared, VXUS and EFA

AFDMIEMGVXUSEFA

AFDM—0.0%14.6%25.4%

IEMG0.0%—24.9%0.0%

VXUS14.6%24.9%—45.7%

EFA25.4%0.0%45.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

AFDM$347 − $80 = $267

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee