AFDM vs SCHF

AAFDM

BSCHF

Measures won4–2AFDM wins · of 6 · 5Y

$10,000 · 5Y$15,696SCHF · VEA $15,484

Lowest cost0.03%SCHF · $3 on $10k

Most income3.51%AFDM · $351 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common21.4%AFDM and SCHF

AFDM

SCHF

First Trust Active Factor International ETF · $148MSchwab International Equity ETF · $67.8B

+22.6%3 years · per year$18,411 · $18,259+22.2%

+8.4%5 years · per year$14,942 · $15,696+9.4%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

3.51%12-mo yield$351 · $313 on $10k3.13%

−10.2%Worst dropSmaller wins−11.5%

14.8%VolatilityLower wins17.7%

4–2AFDM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAFDM · SCHF

1.9%ASML.AS2.1%

1.3%SHEL.L1.1%

1.3%NOVN.SW1.0%

0.8%BHP.AX0.7%

Held in common21.4%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.13%	−0.3%	+12.8%	+17.4%	+22.2%	+9.4%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.51%	−0.5%	+12.3%	+18.2%	+22.6%	+8.4%	−10.2%	$148M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.13%	−0.3%	+12.8%	+17.4%	+22.2%	+9.4%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.46%	−0.3%	+12.1%	+16.8%	+22.2%	+9.1%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.51%	−0.5%	+12.3%	+18.2%	+22.6%	+8.4%	−10.2%	$148M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs SCHF

AFDM

First Trust Active Factor International

$14,943

SCHF

Schwab International Equity

$15,696

MeasureAFDMSCHF

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield3.51%3.13%

5 years, per year+8.4%+9.4%

3 years, per year+22.6%+22.2%

Worst drop · 1Y−10.2%−11.5%

Volatility · 1Y14.8%17.7%

4–2measures won
AFDM first

21.4%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.1%

IEFAiShares

+9.2%

+12.1%Year to date+9.2%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: AFDM, SCHF, VEA

Today

85.9%most shared, SCHF and VEA

AFDMSCHFVEA

AFDM—21.4%19.4%

SCHF21.4%—85.9%

VEA19.4%85.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$310most kept, SCHF

SCHF$313 − $3 = $310

AFDM$351 − $80 = $271

VEA$246 − $3 = $243

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee