AFDM vs SCHF

AAFDM

BSCHF

Measures won4–2AFDM wins · of 6 · 5Y

$10,000 · 5Y$15,351SCHF · VEA $15,147

Lowest cost0.03%SCHF · $3 on $10k

Most income3.52%AFDM · $352 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common21.3%AFDM and SCHF

AFDM

SCHF

First Trust Active Factor International ETF · $147MSchwab International Equity ETF · $68.2B

+22.0%3 years · per year$18,162 · $17,665+20.9%

+8.2%5 years · per year$14,856 · $15,351+8.9%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

3.52%12-mo yield$352 · $318 on $10k3.18%

−10.2%Worst dropSmaller wins−11.5%

15.3%VolatilityLower wins18.2%

4–2AFDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · SCHF

1.8%ASML.AS2.0%

1.3%NOVN.SW1.1%

1.2%SHEL.L1.0%

0.8%BHP.AX0.7%

Held in common21.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$68.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$147M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$68.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$147M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs SCHF

AFDM

First Trust Active Factor International

$14,856

SCHF

Schwab International Equity

$15,351

MeasureAFDMSCHF

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield3.52%3.18%

5 years, per year+8.2%+8.9%

3 years, per year+22.0%+20.9%

Worst drop · 1Y−10.2%−11.5%

Volatility · 1Y15.3%18.2%

4–2measures won
AFDM first

21.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: AFDM, SCHF, VEA, VXUS

Today

85.2%most shared, SCHF and VEA

AFDMSCHFVEAVXUS

AFDM—21.3%19.3%2.8%

SCHF21.3%—85.2%6.3%

VEA19.3%85.2%—8.4%

VXUS2.8%6.3%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

AFDM$352 − $80 = $272

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee