AFDM vs SCHF

AAFDM

BSCHF

Measures won4–2AFDM wins · of 6 · 5Y

$10,000 · 5Y$16,097SCHF · VEA $15,893

Lowest cost0.03%SCHF · $3 on $10k

Most income3.42%AFDM · $342 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common21.4%AFDM and SCHF

AFDM

SCHF

First Trust Active Factor International ETF · $147MSchwab International Equity ETF · $68.2B

+23.6%3 years · per year$18,879 · $18,389+22.5%

+8.7%5 years · per year$15,183 · $16,097+10.0%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

3.42%12-mo yield$342 · $306 on $10k3.06%

−10.2%Worst dropSmaller wins−11.5%

15.0%VolatilityLower wins17.8%

4–2AFDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · SCHF

1.9%ASML.AS2.1%

1.3%SHEL.L1.1%

1.3%NOVN.SW1.0%

0.8%BHP.AX0.7%

Held in common21.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.42%	+2.6%	+15.3%	+22.6%	+23.6%	+8.7%	−10.2%	$147M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.42%	+2.6%	+15.3%	+22.6%	+23.6%	+8.7%	−10.2%	$147M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs SCHF

AFDM

First Trust Active Factor International

$15,183

SCHF

Schwab International Equity

$16,097

MeasureAFDMSCHF

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield3.42%3.06%

5 years, per year+8.7%+10.0%

3 years, per year+23.6%+22.5%

Worst drop · 1Y−10.2%−11.5%

Volatility · 1Y15.0%17.8%

4–2measures won
AFDM first

21.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: AFDM, SCHF, VXUS, VEA

Today

85.6%most shared, SCHF and VEA

AFDMSCHFVXUSVEA

AFDM—21.4%14.6%19.4%

SCHF21.4%—61.9%85.6%

VXUS14.6%61.9%—65.4%

VEA19.4%85.6%65.4%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, SCHF

SCHF$306 − $3 = $303

AFDM$342 − $80 = $262

VEA$241 − $3 = $238

VXUS$237 − $5 = $232

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee