AFDM vs SPY

AAFDM

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · IVV $17,177

Lowest cost0.03%IVV · $3 on $10k

Most income3.55%AFDM · $355 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%AFDM and SPY

AFDM

SPY

First Trust Active Factor International ETF · $151MState Street SPDR S&P 500 ETF · $819B

+20.7%3 years · per year$17,568 · $18,039+21.7%

+7.8%5 years · per year$14,561 · $17,118+11.3%

0.80%Expense ratio$80 · $9 on $10k · lower wins0.09%

3.55%12-mo yield$355 · $103 on $10k1.03%

−10.2%Worst dropSmaller wins−8.9%

15.3%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
4	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.55%	−1.1%	+10.9%	+16.9%	+20.7%	+7.8%	−10.2%	$151M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
4	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.55%	−1.1%	+10.9%	+16.9%	+20.7%	+7.8%	−10.2%	$151M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs SPY

AFDM

First Trust Active Factor International

$14,561

SPY

SPDR S&P 500

$17,118

MeasureAFDMSPY

Fee0.80%0.09%

Cost on $10k a year$80$9

Yield3.55%1.03%

5 years, per year+7.8%+11.3%

3 years, per year+20.7%+21.7%

Worst drop · 1Y−10.2%−8.9%

Volatility · 1Y15.3%13.6%

5–1measures won
SPY first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: AFDM, SPY, IVV, VOO

Today

99.9%most shared, SPY and IVV

AFDMSPYIVVVOO

AFDM—0.0%0.0%0.0%

SPY0.0%—99.9%92.2%

IVV0.0%99.9%—92.2%

VOO0.0%92.2%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$275most kept, AFDM

AFDM$355 − $80 = $275

IVV$114 − $3 = $111

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee