AFDM vs VEA

AAFDM

BVEA

Measures won4–2AFDM wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income3.52%AFDM · $352 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common19.3%AFDM and VEA

AFDM

VEA

First Trust Active Factor International ETF · $151MVanguard FTSE Developed Markets ETF · $232B

+22.0%3 years · per year$18,162 · $17,652+20.9%

+8.2%5 years · per year$14,856 · $15,147+8.7%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

3.52%12-mo yield$352 · $250 on $10k2.50%

−10.2%Worst dropSmaller wins−11.6%

15.3%VolatilityLower wins18.1%

4–2AFDM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAFDM · VEA

1.8%ASML.AS2.1%

1.2%SHEL.L0.9%

1.3%NOVN.SW0.8%

0.7%HSBA.L1.0%

Held in common19.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs VEA

AFDM

First Trust Active Factor International

$14,856

VEA

Vanguard FTSE Developed Markets

$15,147

MeasureAFDMVEA

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield3.52%2.50%

5 years, per year+8.2%+8.7%

3 years, per year+22.0%+20.9%

Worst drop · 1Y−10.2%−11.6%

Volatility · 1Y15.3%18.1%

4–2measures won
AFDM first

19.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: AFDM, VEA, IVV

Today

19.3%most shared, AFDM and VEA

AFDMVEAIVV

AFDM—19.3%0.0%

VEA19.3%—0.0%

IVV0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$272most kept, AFDM

AFDM$352 − $80 = $272

VEA$250 − $3 = $247

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee