AFDM vs VEA

AAFDM

BVEA

Measures won4–2AFDM wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA · AFDM $14,856

Lowest cost0.03%VEA · $3 on $10k

Most income3.52%AFDM · $352 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common19.3%AFDM and VEA

AFDM

VEA

First Trust Active Factor International ETF · $151MVanguard FTSE Developed Markets ETF · $232B

+22.0%3 years · per year$18,162 · $17,652+20.9%

+8.2%5 years · per year$14,856 · $15,147+8.7%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

3.52%12-mo yield$352 · $250 on $10k2.50%

−10.2%Worst dropSmaller wins−11.6%

15.3%VolatilityLower wins18.1%

4–2AFDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · VEA

1.8%ASML.AS2.1%

1.2%SHEL.L0.9%

1.3%NOVN.SW0.8%

0.7%HSBA.L1.0%

Held in common19.3%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M
3	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M
3	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs VEA

AFDM

First Trust Active Factor International

$14,856

VEA

Vanguard FTSE Developed Markets

$15,147

MeasureAFDMVEA

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield3.52%2.50%

5 years, per year+8.2%+8.7%

3 years, per year+22.0%+20.9%

Worst drop · 1Y−10.2%−11.6%

Volatility · 1Y15.3%18.1%

4–2measures won
AFDM first

19.3%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: AFDM, VEA, VXUS, EFA

Today

63.4%most shared, VEA and EFA

AFDMVEAVXUSEFA

AFDM—19.3%2.8%25.5%

VEA19.3%—8.4%63.4%

VXUS2.8%8.4%—2.5%

EFA25.5%63.4%2.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

AFDM$352 − $80 = $272

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee