AFDM vs VEU

AAFDM

BVEU

Measures won5–1AFDM wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA · AFDM $14,856

Lowest cost0.03%VEA · $3 on $10k

Most income3.52%AFDM · $352 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common15.9%AFDM and VEU

AFDM

VEU

First Trust Active Factor International ETF · $151MVanguard FTSE All-World ex-US ETF · $68.1B

+22.0%3 years · per year$18,162 · $17,203+19.8%

+8.2%5 years · per year$14,856 · $14,575+7.8%

0.80%Expense ratio$80 · $4 on $10k · lower wins0.04%

3.52%12-mo yield$352 · $248 on $10k2.48%

−10.2%Worst dropSmaller wins−11.4%

15.3%VolatilityLower wins17.7%

5–1AFDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · VEU

1.8%ASML.AS1.7%

1.2%SHEL.L0.7%

0.7%HSBA.L0.8%

1.3%NOVN.SW0.7%

Held in common15.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M
3	BVEU	Vanguard FTSE All-World ex-US ETFRead Desk	0.04%	2.48%	−3.7%	+8.5%	+12.8%	+19.8%	+7.8%	−11.4%	$68.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M
3	BVEU	Vanguard FTSE All-World ex-US ETFRead Desk	0.04%	2.48%	−3.7%	+8.5%	+12.8%	+19.8%	+7.8%	−11.4%	$68.1B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs VEU

AFDM

First Trust Active Factor International

$14,856

VEU

Vanguard FTSE All-World ex-US

$14,575

MeasureAFDMVEU

Fee0.80%0.04%

Cost on $10k a year$80$4

Yield3.52%2.48%

5 years, per year+8.2%+7.8%

3 years, per year+22.0%+19.8%

Worst drop · 1Y−10.2%−11.4%

Volatility · 1Y15.3%17.7%

5–1measures won
AFDM first

15.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: AFDM, VEU, VEA, VXUS

Today

70.3%most shared, VEU and VEA

AFDMVEUVEAVXUS

AFDM—15.9%19.3%2.8%

VEU15.9%—70.3%7.8%

VEA19.3%70.3%—8.4%

VXUS2.8%7.8%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$272most kept, AFDM

AFDM$352 − $80 = $272

VEA$250 − $3 = $247

VEU$248 − $4 = $244

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee