AFDM vs VOO

AAFDM

BVOO

Measures won1–5VOO wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · VEA $15,497

Lowest cost0.03%VOO · $3 on $10k

Most income3.47%AFDM · $347 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.0%AFDM and VOO

AFDM

VOO

First Trust Active Factor International ETF · $145MVanguard S&P 500 ETF · $1.00T

+21.3%3 years · per year$17,863 · $18,159+22.0%

+8.3%5 years · per year$14,875 · $17,543+11.9%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

3.47%12-mo yield$347 · $107 on $10k1.07%

−10.2%Worst dropSmaller wins−8.9%

15.5%VolatilityLower wins13.7%

1–5VOO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.47%	+2.4%	+13.5%	+19.2%	+21.3%	+8.3%	−10.2%	$145M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.47%	+2.4%	+13.5%	+19.2%	+21.3%	+8.3%	−10.2%	$145M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs VOO

AFDM

First Trust Active Factor International

$14,875

VOO

Vanguard S&P 500

$17,543

MeasureAFDMVOO

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield3.47%1.07%

5 years, per year+8.3%+11.9%

3 years, per year+21.3%+22.0%

Worst drop · 1Y−10.2%−8.9%

Volatility · 1Y15.5%13.7%

5–1measures won
VOO first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

Overlap: AFDM, VOO, IEMG, VEA

Today

19.3%most shared, AFDM and VEA

AFDMVOOIEMGVEA

AFDM—0.0%0.0%19.3%

VOO0.0%—0.0%0.0%

IEMG0.0%0.0%—9.5%

VEA19.3%0.0%9.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$267most kept, AFDM

AFDM$347 − $80 = $267

VEA$244 − $3 = $241

IEMG$242 − $9 = $233

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee