AFDM vs VTI

AAFDM

BVTI

Measures won2–4VTI wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · VTI $16,332

Lowest cost0.03%VTI · $3 on $10k

Most income3.52%AFDM · $352 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common0.0%AFDM and VTI

AFDM

VTI

First Trust Active Factor International ETF · $147MVanguard Morningstar Total Stock Market ETF · $689B

+22.0%3 years · per year$18,162 · $18,113+21.9%

+8.2%5 years · per year$14,856 · $16,332+10.3%

0.80%Expense ratio$80 · $3 on $10k · lower wins0.03%

3.52%12-mo yield$352 · $110 on $10k1.10%

−10.2%Worst dropSmaller wins−8.9%

15.3%VolatilityLower wins13.7%

2–4VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAFDM · VTI

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$147M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$147M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs VTI

AFDM

First Trust Active Factor International

$14,856

VTI

Vanguard Morningstar Total Stock Market

$16,332

MeasureAFDMVTI

Fee0.80%0.03%

Cost on $10k a year$80$3

Yield3.52%1.10%

5 years, per year+8.2%+10.3%

3 years, per year+22.0%+21.9%

Worst drop · 1Y−10.2%−8.9%

Volatility · 1Y15.3%13.7%

4–2measures won
VTI first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: AFDM, VTI, VOO

Today

89.0%most shared, VTI and VOO

AFDMVTIVOO

AFDM—0.0%0.0%

VTI0.0%—89.0%

VOO0.0%89.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$272most kept, AFDM

AFDM$352 − $80 = $272

VOO$110 − $3 = $107

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee