AFDM vs VXUS

AAFDM

BVXUS

Measures won5–1AFDM wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income3.52%AFDM · $352 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.8%AFDM and VXUS

AFDM

VXUS

First Trust Active Factor International ETF · $151MVanguard Total International Stock ETF · $163B

+22.0%3 years · per year$18,162 · $17,068+19.5%

+8.2%5 years · per year$14,856 · $14,347+7.5%

0.80%Expense ratio$80 · $5 on $10k · lower wins0.05%

3.52%12-mo yield$352 · $246 on $10k2.46%

−10.2%Worst dropSmaller wins−11.3%

15.3%VolatilityLower wins17.7%

5–1AFDM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFDM · VXUS

0.2%EMSN.SW0.2%

0.7%7259.T0.2%

0.7%BTO.TO0.2%

0.2%0288.HK0.2%

Held in common2.8%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.52%	−2.8%	+12.1%	+18.3%	+22.0%	+8.2%	−10.2%	$151M
4	BVXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFDM vs VXUS

AFDM

First Trust Active Factor International

$14,856

VXUS

Vanguard Total International Stock

$14,347

MeasureAFDMVXUS

Fee0.80%0.05%

Cost on $10k a year$80$5

Yield3.52%2.46%

5 years, per year+8.2%+7.5%

3 years, per year+22.0%+19.5%

Worst drop · 1Y−10.2%−11.3%

Volatility · 1Y15.3%17.7%

5–1measures won
AFDM first

2.8%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

Overlap: AFDM, VXUS, SPY, VEA

Today

19.3%most shared, AFDM and VEA

AFDMVXUSSPYVEA

AFDM—2.8%0.0%19.3%

VXUS2.8%—0.0%8.4%

SPY0.0%0.0%—0.0%

VEA19.3%8.4%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$272most kept, AFDM

AFDM$352 − $80 = $272

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee