AFIF vs BND

AAFIF

BBND

Measures won5–1AFIF wins · of 6 · 5Y

$10,000 · 5Y$12,062AFIF · VCIT $10,510

Lowest cost0.03%BND · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.6%AFIF · worst fall in 1Y

Held in common[…]AFIF and BND

AFIF

BND

Anfield Universal Fixed Income ETF · $698MVanguard Total Bond Market ETF · $161B

+6.2%3 years · per year$11,969 · $11,576+5.0%

+3.8%5 years · per year$12,062 · $9,985−0.0%

0.85%Expense ratio$85 · $3 on $10k · lower wins0.03%

4.19%12-mo yield$419 · $412 on $10k4.12%

−1.6%Worst dropSmaller wins−4.5%

2.6%VolatilityLower wins4.0%

5–1AFIF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFIF · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.8%	+2.6%	+6.2%	+3.8%	−1.6%	$698M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.8%	+2.6%	+6.2%	+3.8%	−1.6%	$698M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
4	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFIF vs BND

AFIF

Anfield Universal Fixed Income

$12,062

BND

Vanguard Total Bond Market

$9,985

MeasureAFIFBND

Fee0.85%0.03%

Cost on $10k a year$85$3

Yield4.19%4.12%

5 years, per year+3.8%−0.0%

3 years, per year+6.2%+5.0%

Worst drop · 1Y−1.6%−4.5%

Volatility · 1Y2.6%4.0%

5–1measures won
AFIF first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: AFIF, BND, IUSB, VCIT

Today

[…]holdings […]

AFIFBNDIUSBVCIT

AFIF—[…][…][…]

BND[…]—[…][…]

IUSB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

AFIF$419 − $85 = $334

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee