AFIF vs FBND

AAFIF

BFBND

Measures won4–2AFIF wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · AFIF $12,018

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%AFIF and FBND

AFIF

FBND

Anfield Universal Fixed Income ETF · $698MFidelity Total Bond ETF · $28.4B

+6.3%3 years · per year$12,003 · $11,831+5.8%

+3.7%5 years · per year$12,018 · $10,278+0.6%

0.85%Expense ratio$85 · $36 on $10k · lower wins0.36%

4.19%12-mo yield$419 · $478 on $10k4.78%

−1.6%Worst dropSmaller wins−4.7%

2.6%VolatilityLower wins4.1%

4–2AFIF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFIF · FBND

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.6%	+2.4%	+6.3%	+3.7%	−1.6%	$698M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BFBND	Fidelity Total Bond ETFRead Desk	0.36%	4.78%	−0.1%	−0.1%	+0.5%	+5.8%	+0.6%	−4.7%	$28.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.6%	+2.4%	+6.3%	+3.7%	−1.6%	$698M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	BFBND	Fidelity Total Bond ETFRead Desk	0.36%	4.78%	−0.1%	−0.1%	+0.5%	+5.8%	+0.6%	−4.7%	$28.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFIF vs FBND

AFIF

Anfield Universal Fixed Income

$12,018

FBND

Fidelity Total Bond

$10,278

MeasureAFIFFBND

Fee0.85%0.36%

Cost on $10k a year$85$36

Yield4.19%4.78%

5 years, per year+3.7%+0.6%

3 years, per year+6.3%+5.8%

Worst drop · 1Y−1.6%−4.7%

Volatility · 1Y2.6%4.1%

4–2measures won
AFIF first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: AFIF, FBND, SGOV, VCIT

Today

0.0%most shared, AFIF and FBND

AFIFFBNDSGOVVCIT

AFIF—0.0%[…][…]

FBND0.0%—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

FBND$478 − $36 = $442

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee