AFIF vs IUSB

AAFIF

BIUSB

Measures won4–2AFIF wins · of 6 · 5Y

$10,000 · 5Y$12,021AFIF · VCIT $10,508

Lowest cost0.03%BND · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.6%AFIF · worst fall in 1Y

Held in common[…]AFIF and IUSB

AFIF

IUSB

Anfield Universal Fixed Income ETF · $691MiShares Core Universal USD Bond ETF · $50.4B

+6.2%3 years · per year$11,974 · $11,909+6.0%

+3.7%5 years · per year$12,021 · $10,142+0.3%

0.85%Expense ratio$85 · $6 on $10k · lower wins0.06%

4.20%12-mo yield$420 · $433 on $10k4.33%

−1.6%Worst dropSmaller wins−4.3%

2.6%VolatilityLower wins3.9%

4–2AFIF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAFIF · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.20%	−0.2%	+1.5%	+2.5%	+6.2%	+3.7%	−1.6%	$691M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.20%	−0.2%	+1.5%	+2.5%	+6.2%	+3.7%	−1.6%	$691M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFIF vs IUSB

AFIF

Anfield Universal Fixed Income

$12,021

IUSB

iShares Core Universal USD Bond

$10,142

MeasureAFIFIUSB

Fee0.85%0.06%

Cost on $10k a year$85$6

Yield4.20%4.33%

5 years, per year+3.7%+0.3%

3 years, per year+6.2%+6.0%

Worst drop · 1Y−1.6%−4.3%

Volatility · 1Y2.6%3.9%

4–2measures won
AFIF first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: AFIF, IUSB, BND, VCIT

Today

[…]holdings […]

AFIFIUSBBNDVCIT

AFIF—[…][…][…]

IUSB[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

AFIF$420 − $85 = $335

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee