AFIF vs SGOV

AAFIF

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SGOV $12,090

Lowest cost0.03%IVV · $3 on $10k

Most income4.19%AFIF · $419 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]AFIF and SGOV

AFIF

SGOV

Anfield Universal Fixed Income ETF · $698MiShares 0-3 Month Treasury Bond ETF · $117B

+6.3%3 years · per year$12,003 · $11,419+4.5%

+3.7%5 years · per year$12,018 · $12,090+3.9%

0.85%Expense ratio$85 · $9 on $10k · lower wins0.09%

4.19%12-mo yield$419 · $363 on $10k3.63%

−1.6%Worst dropSmaller wins0.0%

2.6%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAFIF · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.6%	+2.4%	+6.3%	+3.7%	−1.6%	$698M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.6%	+2.4%	+6.3%	+3.7%	−1.6%	$698M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFIF vs SGOV

AFIF

Anfield Universal Fixed Income

$12,018

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasureAFIFSGOV

Fee0.85%0.09%

Cost on $10k a year$85$9

Yield4.19%3.63%

5 years, per year+3.7%+3.9%

3 years, per year+6.3%+4.5%

Worst drop · 1Y−1.6%+0.0%

Volatility · 1Y2.6%0.2%

4–2measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: AFIF, SGOV, IVV

Today

0.0%most shared, AFIF and IVV

AFIFSGOVIVV

AFIF—[…]0.0%

SGOV[…]—[…]

IVV0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee