AFIF vs SPY

AAFIF

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,118SPY · SGOV $12,090

Lowest cost0.09%SPY · $9 on $10k

Most income4.19%AFIF · $419 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%AFIF and SPY

AFIF

SPY

Anfield Universal Fixed Income ETF · $698MState Street SPDR S&P 500 ETF · $778B

+6.3%3 years · per year$12,003 · $18,039+21.7%

+3.7%5 years · per year$12,018 · $17,118+11.3%

0.85%Expense ratio$85 · $9 on $10k · lower wins0.09%

4.19%12-mo yield$419 · $103 on $10k1.03%

−1.6%Worst dropSmaller wins−8.9%

2.6%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAFIF · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.6%	+2.4%	+6.3%	+3.7%	−1.6%	$698M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$777.7B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.6%	+2.4%	+6.3%	+3.7%	−1.6%	$698M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFIF vs SPY

AFIF

Anfield Universal Fixed Income

$12,018

SPY

SPDR S&P 500

$17,118

MeasureAFIFSPY

Fee0.85%0.09%

Cost on $10k a year$85$9

Yield4.19%1.03%

5 years, per year+3.7%+11.3%

3 years, per year+6.3%+21.7%

Worst drop · 1Y−1.6%−8.9%

Volatility · 1Y2.6%13.6%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: AFIF, SPY, SGOV

Today

0.0%most shared, AFIF and SPY

AFIFSPYSGOV

AFIF—0.0%[…]

SPY0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee