AFIF vs VOO

AAFIF

BVOO

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SGOV $12,086

Lowest cost0.03%VOO · $3 on $10k

Most income4.20%AFIF · $420 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%AFIF and VOO

AFIF

VOO

Anfield Universal Fixed Income ETF · $682MVanguard S&P 500 ETF · $1.00T

+6.2%3 years · per year$11,974 · $18,224+22.1%

+3.7%5 years · per year$12,021 · $17,156+11.4%

0.85%Expense ratio$85 · $3 on $10k · lower wins0.03%

4.20%12-mo yield$420 · $110 on $10k1.10%

−1.6%Worst dropSmaller wins−8.9%

2.6%VolatilityLower wins13.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAFIF · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.20%	−0.2%	+1.5%	+2.5%	+6.2%	+3.7%	−1.6%	$682M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	AAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.20%	−0.2%	+1.5%	+2.5%	+6.2%	+3.7%	−1.6%	$682M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AFIF vs VOO

AFIF

Anfield Universal Fixed Income

$12,021

VOO

Vanguard S&P 500

$17,156

MeasureAFIFVOO

Fee0.85%0.03%

Cost on $10k a year$85$3

Yield4.20%1.10%

5 years, per year+3.7%+11.4%

3 years, per year+6.2%+22.1%

Worst drop · 1Y−1.6%−8.9%

Volatility · 1Y2.6%13.5%

3–3measures won
level

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: AFIF, VOO, SGOV

Today

0.0%most shared, AFIF and VOO

AFIFVOOSGOV

AFIF—0.0%[…]

VOO0.0%—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

AFIF$420 − $85 = $335

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee