APIE vs SCHF

AAPIE

BSCHF

Measures won2–3SCHF wins · of 6 · 5Y

$10,000 · 5Y$15,685SCHF · VEA $15,497

Lowest cost0.03%SCHF · $3 on $10k

Most income3.44%APIE · $344 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common0.1%APIE and SCHF

APIE

SCHF

ActivePassive International Equity ETF · $1.1BSchwab International Equity ETF · $65.8B

+19.0%3 years · per year$16,859 · $17,539+20.6%

[…]5 years · per year[…] · $15,685+9.4%

0.45%Expense ratio$45 · $3 on $10k · lower wins0.03%

3.44%12-mo yield$344 · $311 on $10k3.10%

−12.4%Worst dropSmaller wins−11.5%

16.9%VolatilityLower wins18.4%

2–3SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAPIE · SCHF

0.4%IHG0.1%

Held in common0.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	AAPIE	ActivePassive International Equity ETFRead Desk	0.45%	3.44%	+1.6%	+7.9%	+11.0%	+19.0%	new	−12.4%	$1.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$65.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	AAPIE	ActivePassive International Equity ETFRead Desk	0.45%	3.44%	+1.6%	+7.9%	+11.0%	+19.0%	new	−12.4%	$1.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

APIE vs SCHF

APIE

ActivePassive International Equity

[…]

SCHF

Schwab International Equity

$15,685

MeasureAPIESCHF

Fee0.45%0.03%

Cost on $10k a year$45$3

Yield3.44%3.10%

5 years, per year[…]+9.4%

3 years, per year+19.0%+20.6%

Worst drop · 1Y−12.4%−11.5%

Volatility · 1Y16.9%18.4%

3–2measures won
SCHF first

0.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: APIE, SCHF, VXUS, VEA

Today

83.9%most shared, SCHF and VEA

APIESCHFVXUSVEA

APIE—0.1%0.5%0.3%

SCHF0.1%—61.7%83.9%

VXUS0.5%61.7%—65.4%

VEA0.3%83.9%65.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

APIE$344 − $45 = $299

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee