APIE vs SPYM

AAPIE

BSPYM

Measures won1–4SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,749SPYM · VTI $16,880

Lowest cost0.02%SPYM · $2 on $10k

Most income3.50%APIE · $350 on $10k

Smallest drop−8.9%SPYM · worst fall in 1Y

Held in common0.4%APIE and SPYM

APIE

SPYM

ActivePassive International Equity ETF · $1.1BState Street SPDR Portfolio S&P 500 ETF · $185B

+19.9%3 years · per year$17,231 · $19,092+24.1%

[…]5 years · per year[…] · $17,749+12.2%

0.45%Expense ratio$45 · $2 on $10k · lower wins0.02%

3.50%12-mo yield$350 · $103 on $10k1.03%

−12.4%Worst dropSmaller wins−8.9%

16.5%VolatilityLower wins12.7%

1–4SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsAPIE · SPYM

0.2%ACN0.2%

0.2%AON0.1%

0.2%CCL0.1%

0.1%SW0.0%

Held in common0.4%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$185.3B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+0.3%	+11.7%	+11.9%	+23.8%	+11.0%	−8.9%	$689.2B
3	AAPIE	ActivePassive International Equity ETFRead Desk	0.45%	3.50%	−0.2%	+6.0%	+8.5%	+19.9%	new	−12.4%	$1.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.03%	+0.3%	+11.5%	+11.9%	+24.1%	+12.2%	−8.9%	$185.3B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+0.3%	+11.7%	+11.9%	+23.8%	+11.0%	−8.9%	$689.2B
3	AAPIE	ActivePassive International Equity ETFRead Desk	0.45%	3.50%	−0.2%	+6.0%	+8.5%	+19.9%	new	−12.4%	$1.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

APIE vs SPYM

APIE

ActivePassive International Equity

[…]

SPYM

SPDR Portfolio S&P 500

$17,749

MeasureAPIESPYM

Fee0.45%0.02%

Cost on $10k a year$45$2

Yield3.50%1.03%

5 years, per year[…]+12.2%

3 years, per year+19.9%+24.1%

Worst drop · 1Y−12.4%−8.9%

Volatility · 1Y16.5%12.7%

4–1measures won
SPYM first

0.4%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: APIE, SPYM, VTI

Today

87.7%most shared, SPYM and VTI

APIESPYMVTI

APIE—0.4%0.3%

SPYM0.4%—87.7%

VTI0.3%87.7%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$305most kept, APIE

APIE$350 − $45 = $305

VTI$106 − $3 = $103

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee