APMU vs MMMA

AAPMU

BMMMA

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common0.0%APMU and MMMA

APMU

MMMA

ActivePassive Intermediate Municipal Bond ETF · $259MNYLI MacKay Muni Allocation ETF · $60M

+3.8%3 years · per year$11,174 · […][…]

[…]5 years · per year[…]

0.35%Expense ratio$35 · $40 on $10k · lower wins0.40%

2.53%12-mo yield$253 · $371 on $10k3.71%

−5.0%Worst dropSmaller wins[…]

3.1%VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAPMU · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AAPMU	ActivePassive Intermediate Municipal Bond ETFRead Desk	0.35%	2.53%	0.0%	+0.7%	+1.3%	+3.8%	new	−5.0%	$259M
4	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AAPMU	ActivePassive Intermediate Municipal Bond ETFRead Desk	0.35%	2.53%	0.0%	+0.7%	+1.3%	+3.8%	new	−5.0%	$259M
4	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

APMU vs MMMA

APMU

ActivePassive Intermediate Municipal Bond

[…]

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureAPMUMMMA

Fee0.35%0.40%

Cost on $10k a year$35$40

Yield2.53%3.71%

5 years, per year[…][…]

3 years, per year+3.8%[…]

Worst drop · 1Y−5.0%[…]

Volatility · 1Y3.1%[…]

1–1measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: APMU, MMMA, SGOV, VCIT

Today

0.0%most shared, APMU and MMMA

APMUMMMASGOVVCIT

APMU—0.0%[…][…]

MMMA0.0%—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

APMU$253 − $35 = $218

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee