ASEC vs SMBS

AASEC

BSMBS

Measures won0–2SMBS wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · VCIT $10,508

Lowest cost0.03%SMBS · $3 on $10k

Most income5.28%SMBS · $528 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]ASEC and SMBS

ASEC

SMBS

American Century Securitized Credit ETF · $20MSchwab Strategic Trust - Schwab Mortgage-Backed Securities ETF · $6.4B

[…]3 years · per year[…]

[…]5 years · per year[…]

0.29%Expense ratio$29 · $3 on $10k · lower wins0.03%

2.27%12-mo yield$227 · $528 on $10k5.28%

[…]Worst dropSmaller wins−5.2%

[…]VolatilityLower wins4.7%

0–2SMBS wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsASEC · SMBS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AASEC	American Century Securitized Credit ETFRead Desk	0.29%	2.27%	−0.5%	new	new	new	new	[…]	$20M
4	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.28%	+0.3%	+0.4%	+1.1%	new	new	−5.2%	$6.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AASEC	American Century Securitized Credit ETFRead Desk	0.29%	2.27%	−0.5%	new	new	new	new	[…]	$20M
4	BSMBS	Schwab Strategic Trust - Schwab Mortgage-Backed Securities ETFRead Desk	0.03%	5.28%	+0.3%	+0.4%	+1.1%	new	new	−5.2%	$6.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ASEC vs SMBS

ASEC

American Century Securitized Credit

[…]

SMBS

Schwab Strategic Trust - Schwab Mortgage-Backed Securities

[…]

MeasureASECSMBS

Fee0.29%0.03%

Cost on $10k a year$29$3

Yield2.27%5.28%

5 years, per year[…][…]

3 years, per year[…][…]

Worst drop · 1Y[…]−5.2%

Volatility · 1Y[…]4.7%

2–0measures won
SMBS first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: ASEC, SMBS, VCIT, SGOV

Today

[…]holdings […]

ASECSMBSVCITSGOV

ASEC—[…][…][…]

SMBS[…]—[…][…]

VCIT[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$525most kept, SMBS

SMBS$528 − $3 = $525

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

ASEC$227 − $29 = $198

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee