AVDS vs SCHF

AAVDS

BSCHF

Measures won2–3SCHF wins · of 6 · 5Y

$10,000 · 5Y$16,097SCHF · VEA $15,893

Lowest cost0.03%SCHF · $3 on $10k

Most income3.34%IEFA · $334 on $10k

Smallest drop−11.5%SCHF · worst fall in 1Y

Held in common3.1%AVDS and SCHF

AVDS

SCHF

Avantis International Small Cap Equity ETF · $373MSchwab International Equity ETF · $68.2B

+23.2%3 years · per year$18,717 · $18,389+22.5%

[…]5 years · per year[…] · $16,097+10.0%

0.30%Expense ratio$30 · $3 on $10k · lower wins0.03%

2.62%12-mo yield$262 · $306 on $10k3.06%

−12.4%Worst dropSmaller wins−11.5%

16.2%VolatilityLower wins17.8%

2–3SCHF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAVDS · SCHF

0.1%WCP.TO0.1%

0.0%GFL.TO0.1%

0.1%AKZA.AS0.0%

0.2%EQX.TO0.0%

Held in common3.1%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
4	AAVDS	Avantis International Small Cap Equity ETFRead Desk	0.30%	2.62%	+1.6%	+12.5%	+18.7%	+23.2%	new	−12.4%	$373M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.06%	+2.1%	+15.1%	+19.5%	+22.5%	+10.0%	−11.5%	$68.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.41%	+2.1%	+14.4%	+18.9%	+22.5%	+9.7%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
4	AAVDS	Avantis International Small Cap Equity ETFRead Desk	0.30%	2.62%	+1.6%	+12.5%	+18.7%	+23.2%	new	−12.4%	$373M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AVDS vs SCHF

AVDS

Avantis International Small Cap Equity

[…]

SCHF

Schwab International Equity

$16,097

MeasureAVDSSCHF

Fee0.30%0.03%

Cost on $10k a year$30$3

Yield2.62%3.06%

5 years, per year[…]+10.0%

3 years, per year+23.2%+22.5%

Worst drop · 1Y−12.4%−11.5%

Volatility · 1Y16.2%17.8%

3–2measures won
SCHF first

3.1%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: AVDS, SCHF, IEFA, VEA

Today

85.6%most shared, SCHF and VEA

AVDSSCHFIEFAVEA

AVDS—3.1%7.9%6.1%

SCHF3.1%—77.9%85.6%

IEFA7.9%77.9%—71.5%

VEA6.1%85.6%71.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$327most kept, IEFA

IEFA$334 − $7 = $327

SCHF$306 − $3 = $303

VEA$241 − $3 = $238

AVDS$262 − $30 = $232

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee