AVIV vs SCHF

AAVIV

BSCHF

Measures won4–2AVIV wins · of 6 · 5Y

$10,000 · 5Y$17,856AVIV · SCHF $15,397

Lowest cost0.03%SCHF · $3 on $10k

Most income3.19%SCHF · $319 on $10k

Smallest drop−10.8%AVIV · worst fall in 1Y

Held in common25.1%AVIV and SCHF

AVIV

SCHF

Avantis International Large Cap Value ETF · $2.1BSchwab International Equity ETF · $65.8B

+22.9%3 years · per year$18,557 · $17,419+20.3%

+12.3%5 years · per year$17,856 · $15,397+9.0%

0.25%Expense ratio$25 · $3 on $10k · lower wins0.03%

2.89%12-mo yield$289 · $319 on $10k3.19%

−10.8%Worst dropSmaller wins−11.5%

15.2%VolatilityLower wins18.2%

4–2AVIV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsAVIV · SCHF

2.1%ROP.SW1.2%

1.4%TD.TO0.7%

1.6%ALV.DE0.7%

1.4%TTE.PA0.6%

Held in common25.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AAVIV	Avantis International Large Cap Value ETFRead Desk	0.25%	2.89%	−1.1%	+11.9%	+19.5%	+22.9%	+12.3%	−10.8%	$2.1B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AAVIV	Avantis International Large Cap Value ETFRead Desk	0.25%	2.89%	−1.1%	+11.9%	+19.5%	+22.9%	+12.3%	−10.8%	$2.1B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$65.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

AVIV vs SCHF

AVIV

Avantis International Large Cap Value

$17,856

SCHF

Schwab International Equity

$15,397

MeasureAVIVSCHF

Fee0.25%0.03%

Cost on $10k a year$25$3

Yield2.89%3.19%

5 years, per year+12.3%+9.0%

3 years, per year+22.9%+20.3%

Worst drop · 1Y−10.8%−11.5%

Volatility · 1Y15.2%18.2%

4–2measures won
AVIV first

25.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: AVIV, SCHF, VXUS, VEA

Today

84.3%most shared, SCHF and VEA

AVIVSCHFVXUSVEA

AVIV—25.1%16.2%22.3%

SCHF25.1%—61.8%84.3%

VXUS16.2%61.8%—65.3%

VEA22.3%84.3%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

AVIV$289 − $25 = $264

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee