BIL vs BND

ABIL

BBND

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,017BIL · VCIT $10,493

Lowest cost0.03%BND · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.0%BIL · worst fall in 1Y

Held in common[…]BIL and BND

BIL

BND

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4BVanguard Total Bond Market ETF · $161B

+4.4%3 years · per year$11,393 · $11,637+5.2%

+3.7%5 years · per year$12,017 · $9,974−0.1%

0.14%Expense ratio$14 · $3 on $10k · lower wins0.03%

3.67%12-mo yield$367 · $412 on $10k4.12%

−0.0%Worst dropSmaller wins−4.5%

0.2%VolatilityLower wins4.0%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBIL · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BIL vs BND

BIL

SPDR Bloomberg 1-3 Month T-Bill

$12,017

BND

Vanguard Total Bond Market

$9,974

MeasureBILBND

Fee0.14%0.03%

Cost on $10k a year$14$3

Yield3.67%4.12%

5 years, per year+3.7%−0.1%

3 years, per year+4.4%+5.2%

Worst drop · 1Y−0.0%−4.5%

Volatility · 1Y0.2%4.0%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: BIL, BND, VCIT

Today

[…]holdings […]

BILBNDVCIT

BIL—[…][…]

BND[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee