BIL vs CLIP

ABIL

BCLIP

Measures won0–3CLIP wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · BIL $12,013

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BIL and CLIP

BIL

CLIP

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4BGlobal X - 1-3 Month T-Bill ETF · $2.3B

+4.4%3 years · per year$11,393 · $11,419+4.5%

+3.7%5 years · per year$12,013 · […][…]

0.14%Expense ratio$14 · $7 on $10k · lower wins0.07%

3.67%12-mo yield$367 · $372 on $10k3.72%

−0.0%Worst dropSmaller wins−0.0%

0.2%VolatilityLower wins0.2%

0–3CLIP wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsBIL · CLIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BIL vs CLIP

BIL

SPDR Bloomberg 1-3 Month T-Bill

$12,013

CLIP

Global X - 1-3 Month T-Bill

[…]

MeasureBILCLIP

Fee0.14%0.07%

Cost on $10k a year$14$7

Yield3.67%3.72%

5 years, per year+3.7%[…]

3 years, per year+4.4%+4.5%

Worst drop · 1Y−0.0%−0.0%

Volatility · 1Y0.2%0.2%

2–0measures won
CLIP first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: BIL, CLIP, SGOV, VCIT

Today

[…]holdings […]

BILCLIPSGOVVCIT

BIL—[…][…][…]

CLIP[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

CLIP$372 − $7 = $365

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee