BIL vs SCHD

ABIL

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,881SCHD · SGOV $12,086

Lowest cost0.06%SCHD · $6 on $10k

Most income3.67%BIL · $367 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BIL and SCHD

BIL

SCHD

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4BSchwab U.S. Dividend Equity ETF · $123B

+4.4%3 years · per year$11,392 · $17,908+21.4%

+3.7%5 years · per year$12,015 · $16,881+11.0%

0.14%Expense ratio$14 · $6 on $10k · lower wins0.06%

3.67%12-mo yield$367 · $291 on $10k2.91%

−0.0%Worst dropSmaller wins−6.9%

0.2%VolatilityLower wins11.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBIL · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BIL vs SCHD

BIL

SPDR Bloomberg 1-3 Month T-Bill

$12,015

SCHD

Schwab U.S. Dividend Equity

$16,881

MeasureBILSCHD

Fee0.14%0.06%

Cost on $10k a year$14$6

Yield3.67%2.91%

5 years, per year+3.7%+11.0%

3 years, per year+4.4%+21.4%

Worst drop · 1Y−0.0%−6.9%

Volatility · 1Y0.2%11.5%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: BIL, SCHD, SGOV

Today

[…]holdings […]

BILSCHDSGOV

BIL—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

SCHD$291 − $6 = $285

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee