BIL vs SCHD
5YState Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.3BSchwab U.S. Dividend Equity ETF · $120B
+4.4%3 years · per year$11,393 · $17,266+20.0%
+3.7%5 years · per year$12,017 · $16,267+10.2%
0.14%Expense ratio$14 · $6 on $10k · lower wins0.06%
3.67%12-mo yield$367 · $300 on $10k3.00%
−0.0%Worst dropSmaller wins−6.9%
0.2%VolatilityLower wins11.7%
3–3Level
$10,000 · 5 yearsAll three, one scale
Shared top holdingsBIL · SCHD
They share no top holdings, or holdings aren’t on file […]
Held in common[…]
End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two