BIL vs VCIT

ABIL

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,545IVV · BIL $12,019

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.0%BIL · worst fall in 1Y

Held in common[…]BIL and VCIT

BIL

VCIT

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.7BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+4.4%3 years · per year$11,392 · $12,129+6.6%

+3.7%5 years · per year$12,019 · $10,510+1.0%

0.14%Expense ratio$14 · $3 on $10k · lower wins0.03%

3.67%12-mo yield$367 · $502 on $10k5.02%

−0.0%Worst dropSmaller wins−4.9%

0.2%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBIL · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.7B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	ABIL	State Street SPDR Bloomberg 1-3 Month T-Bill ETFRead Desk	0.14%	3.67%	0.0%	+3.1%	+3.7%	+4.4%	+3.7%	−0.0%	$48.7B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BIL vs VCIT

BIL

SPDR Bloomberg 1-3 Month T-Bill

$12,019

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureBILVCIT

Fee0.14%0.03%

Cost on $10k a year$14$3

Yield3.67%5.02%

5 years, per year+3.7%+1.0%

3 years, per year+4.4%+6.6%

Worst drop · 1Y−0.0%−4.9%

Volatility · 1Y0.2%4.5%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: BIL, VCIT, IVV

Today

[…]holdings […]

BILVCITIVV

BIL—[…][…]

VCIT[…]—[…]

IVV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BIL$367 − $14 = $353

IVV$111 − $3 = $108

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee