vsState Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0BVanguard Total International Bond ETF · $82.9B Returns · dividends in
+4.4%3 years · per year$11,393 · $11,281+4.1%
+3.6%5 years · per year$11,952 · $10,165+0.3%
Cost and income
0.14%Expense ratio$14 · $7 on $10k · lower wins0.07%
3.68%12-mo yield$368 · $465 on $10k4.65%
End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two