BILS vs SCHD

ABILS

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · VIG $16,243

Lowest cost0.04%VIG · $4 on $10k

Most income3.68%BILS · $368 on $10k

Smallest drop−0.0%BILS · worst fall in 1Y

Held in common[…]BILS and SCHD

BILS

SCHD

State Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0BSchwab U.S. Dividend Equity ETF · $120B

+4.5%3 years · per year$11,403 · $17,266+20.0%

+3.6%5 years · per year$11,953 · $16,267+10.2%

0.14%Expense ratio$14 · $6 on $10k · lower wins0.06%

3.68%12-mo yield$368 · $300 on $10k3.00%

−0.0%Worst dropSmaller wins−6.9%

0.2%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBILS · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	ABILS	State Street SPDR Bloomberg 3-12 Month T-Bill ETFRead Desk	0.14%	3.68%	0.0%	+3.0%	+3.7%	+4.5%	+3.6%	−0.0%	$4.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	ABILS	State Street SPDR Bloomberg 3-12 Month T-Bill ETFRead Desk	0.14%	3.68%	0.0%	+3.0%	+3.7%	+4.5%	+3.6%	−0.0%	$4.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BILS vs SCHD

BILS

SPDR Bloomberg 3-12 Month T-Bill

$11,953

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureBILSSCHD

Fee0.14%0.06%

Cost on $10k a year$14$6

Yield3.68%3.00%

5 years, per year+3.6%+10.2%

3 years, per year+4.5%+20.0%

Worst drop · 1Y−0.0%−6.9%

Volatility · 1Y0.2%11.7%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: BILS, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

BILSSCHDVIG

BILS—[…][…]

SCHD[…]—14.5%

VIG[…]14.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, BILS

BILS$368 − $14 = $354

SCHD$300 − $6 = $294

VIG$150 − $4 = $146

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee