BILS vs SGOV

ABILS

BSGOV

Measures won1–3SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · SGOV $12,086

Lowest cost0.03%VOO · $3 on $10k

Most income3.68%BILS · $368 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BILS and SGOV

BILS

SGOV

State Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0BiShares 0-3 Month Treasury Bond ETF · $117B

+4.5%3 years · per year$11,403 · $11,417+4.5%

+3.6%5 years · per year$11,950 · $12,086+3.9%

0.14%Expense ratio$14 · $9 on $10k · lower wins0.09%

3.68%12-mo yield$368 · $363 on $10k3.63%

−0.0%Worst dropSmaller wins0.0%

0.2%VolatilityLower wins0.2%

1–3SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBILS · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	ABILS	State Street SPDR Bloomberg 3-12 Month T-Bill ETFRead Desk	0.14%	3.68%	0.0%	+3.0%	+3.7%	+4.5%	+3.6%	−0.0%	$4.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
3	ABILS	State Street SPDR Bloomberg 3-12 Month T-Bill ETFRead Desk	0.14%	3.68%	0.0%	+3.0%	+3.7%	+4.5%	+3.6%	−0.0%	$4.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BILS vs SGOV

BILS

SPDR Bloomberg 3-12 Month T-Bill

$11,950

SGOV

iShares 0-3 Month Treasury Bond

$12,086

MeasureBILSSGOV

Fee0.14%0.09%

Cost on $10k a year$14$9

Yield3.68%3.63%

5 years, per year+3.6%+3.9%

3 years, per year+4.5%+4.5%

Worst drop · 1Y−0.0%+0.0%

Volatility · 1Y0.2%0.2%

3–1measures won
SGOV first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

Overlap: BILS, SGOV, VOO

Today

[…]holdings […]

BILSSGOVVOO

BILS—[…][…]

SGOV[…]—[…]

VOO[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, BILS

BILS$368 − $14 = $354

SGOV$363 − $9 = $354

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee