BILS vs USFR

ABILS

BUSFR

Measures won2–3USFR wins · of 6 · 5Y

$10,000 · 5Y$12,187USFR · SGOV $12,086

Lowest cost0.09%SGOV · $9 on $10k

Most income3.71%USFR · $371 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BILS and USFR

BILS

USFR

State Street SPDR Bloomberg 3-12 Month T-Bill ETF · $4.0BWisdomTree Floating Rate Treasury Fund · $21.2B

+4.5%3 years · per year$11,403 · $11,453+4.6%

+3.6%5 years · per year$11,950 · $12,187+4.0%

0.14%Expense ratio$14 · $15 on $10k · lower wins0.15%

3.68%12-mo yield$368 · $371 on $10k3.71%

−0.0%Worst dropSmaller wins−0.0%

0.2%VolatilityLower wins0.3%

2–3USFR wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBILS · USFR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BUSFR	WisdomTree Floating Rate Treasury FundRead Desk	0.15%	3.71%	0.0%	+3.4%	+4.1%	+4.6%	+4.0%	−0.0%	$21.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	ABILS	State Street SPDR Bloomberg 3-12 Month T-Bill ETFRead Desk	0.14%	3.68%	0.0%	+3.0%	+3.7%	+4.5%	+3.6%	−0.0%	$4.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BUSFR	WisdomTree Floating Rate Treasury FundRead Desk	0.15%	3.71%	0.0%	+3.4%	+4.1%	+4.6%	+4.0%	−0.0%	$21.2B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
3	ABILS	State Street SPDR Bloomberg 3-12 Month T-Bill ETFRead Desk	0.14%	3.68%	0.0%	+3.0%	+3.7%	+4.5%	+3.6%	−0.0%	$4.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BILS vs USFR

BILS

SPDR Bloomberg 3-12 Month T-Bill

$11,950

USFR

WisdomTree Floating Rate Treasury Fund

$12,187

MeasureBILSUSFR

Fee0.14%0.15%

Cost on $10k a year$14$15

Yield3.68%3.71%

5 years, per year+3.6%+4.0%

3 years, per year+4.5%+4.6%

Worst drop · 1Y−0.0%−0.0%

Volatility · 1Y0.2%0.3%

2–2measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: BILS, USFR, SGOV

Today

[…]holdings […]

BILSUSFRSGOV

BILS—[…][…]

USFR[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$356most kept, USFR

USFR$371 − $15 = $356

BILS$368 − $14 = $354

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee