BIV vs AFIF

ABIV

BAFIF

Measures won2–4AFIF wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · AFIF $12,062

Lowest cost0.03%BIV · $3 on $10k

Most income4.46%BIV · $446 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]BIV and AFIF

BIV

AFIF

Vanguard Intermediate-Term Bond ETF · $28.1BAnfield Universal Fixed Income ETF · $698M

+5.3%3 years · per year$11,663 · $11,969+6.2%

+0.2%5 years · per year$10,081 · $12,062+3.8%

0.03%Expense ratio$3 · $85 on $10k · lower wins0.85%

4.46%12-mo yield$446 · $419 on $10k4.19%

−5.4%Worst dropSmaller wins−1.6%

4.3%VolatilityLower wins2.6%

2–4AFIF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsBIV · AFIF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	BAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.8%	+2.6%	+6.2%	+3.8%	−1.6%	$698M
3	ABIV	Vanguard Intermediate-Term Bond ETFRead Desk	0.03%	4.46%	0.0%	−0.9%	−0.5%	+5.3%	+0.2%	−5.4%	$28.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	BAFIF	Anfield Universal Fixed Income ETFRead Desk	0.85%	4.19%	+0.1%	+1.8%	+2.6%	+6.2%	+3.8%	−1.6%	$698M
3	ABIV	Vanguard Intermediate-Term Bond ETFRead Desk	0.03%	4.46%	0.0%	−0.9%	−0.5%	+5.3%	+0.2%	−5.4%	$28.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

BIV vs AFIF

BIV

Vanguard Intermediate-Term Bond

$10,081

AFIF

Anfield Universal Fixed Income

$12,062

MeasureBIVAFIF

Fee0.03%0.85%

Cost on $10k a year$3$85

Yield4.46%4.19%

5 years, per year+0.2%+3.8%

3 years, per year+5.3%+6.2%

Worst drop · 1Y−5.4%−1.6%

Volatility · 1Y4.3%2.6%

4–2measures won
AFIF first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: BIV, AFIF, SGOV

Today

[…]holdings […]

BIVAFIFSGOV

BIV—[…][…]

AFIF[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$443most kept, BIV

BIV$446 − $3 = $443

SGOV$363 − $9 = $354

AFIF$419 − $85 = $334

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee