IUSB vs SHM

AIUSB

BSHM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,564SHM · BNDX $10,226

Lowest cost0.06%IUSB · $6 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]IUSB and SHM

IUSB

SHM

iShares Core Universal USD Bond ETF · $50.4BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+5.6%3 years · per year$11,774 · $11,042+3.4%

+0.3%5 years · per year$10,138 · $10,564+1.1%

0.06%Expense ratio$6 · $20 on $10k · lower wins0.20%

4.34%12-mo yield$434 · $270 on $10k2.70%

−4.3%Worst dropSmaller wins−2.7%

3.9%VolatilityLower wins1.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.70%	+0.1%	+1.4%	+2.0%	+3.4%	+1.1%	−2.7%	$3.5B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SHM

IUSB

iShares Core Universal USD Bond

$10,138

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,564

MeasureIUSBSHM

Fee0.06%0.20%

Cost on $10k a year$6$20

Yield4.34%2.70%

5 years, per year+0.3%+1.1%

3 years, per year+5.6%+3.4%

Worst drop · 1Y−4.3%−2.7%

Volatility · 1Y3.9%1.8%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: BNDX, SHM, IUSB

Today

[…]holdings […]

BNDXSHMIUSB

BNDX—[…][…]

SHM[…]—[…]

IUSB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

IUSB$434 − $6 = $428

SHM$270 − $20 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee